Home Purchase Readiness Calculator (DTI, Closing Costs, Total Cost)
Bottom Line
Max affordable price from 28/36 DTI, PMI, down payment tracker, closing costs, and readiness score.
Tool Overview
- Format: Excel and Google Sheets
- Best For: Health and wellness tracking
- Price: $4.99
Free templates from random websites are basic, error-prone, and lack the domain-specific databases and calculations that make a tool actually useful. SaaS alternatives charge you $20–$200 every month, forever.
"What you qualify for" isn't "what you can afford" — this calculator uses DTI rules, PMI, and closing costs to show your true maximum.
Home Purchase Readiness Calculator (DTI, Closing Costs, Total Cost) is the solution. This isn't a generic template — it's a purpose-built Excel spreadsheet with pre-loaded reference data, professional formulas, and client-ready output. You enter your inputs; the spreadsheet does the math. No subscription, no recurring fees, no cloud dependency.
Key Features
- Max price from DTI rules, not lender qualification
- Down payment savings tracker with timeline
- 4 loan types: conventional, FHA, VA, USDA
Get Instant Access
Instant download. Secure payment. Fix-or-replace guarantee.
What's Inside
Multiple tabs for data entry, calculations, and client-ready output. All formulas unlocked and visible. Zero macros — works in Excel, Google Sheets, and LibreOffice.
Who Is This For?
Built for professionals and business owners who need accurate results without expensive SaaS subscriptions. Solo or multi-project, this tool does the heavy lifting.
✓ All formulas unlocked and visible. Zero macros. Compatible with Excel 2016+, Google Sheets, and LibreOffice Calc.
If your tool doesn't work as described, we'll fix it or replace it free.