Savings Tracker — Excel and Google Sheets Savings Goal Template
Bottom Line
Tool Overview
- Format: Excel and Google Sheets
- Best For: Anyone saving for multiple goals simultaneously
- Price: $4.99
If you are saving for an emergency fund, a vacation, a house down payment, and Christmas all at the same time, you already know the problem: tracking multiple goals in a single spreadsheet gets messy fast. Free templates give you five goal rows and no withdrawal tracking. SaaS budgeting apps charge monthly fees and still do not show sinking fund schedules.
Two numbers that matter: how much you have saved and whether you are on track for each goal.
Savings Tracker (Excel and Google Sheets) is the solution. This is not a generic template — it is a purpose-built spreadsheet with 25 savings goals, a transaction log with deposit and withdrawal tracking, a dedicated sinking funds tab, and a dashboard with auto-calculating progress bars. You enter your goals and transactions; the spreadsheet does the math. No subscription, no recurring fees, no cloud dependency.
Key Features
- 25 savings goals with auto-calculating progress, remaining amounts, and monthly contribution targets
- Sinking funds tab for recurring expenses like car insurance, property tax, and Christmas
- Transaction log with deposit and withdrawal tracking, goal dropdown, and running balances
- Dashboard with total saved, total targets, overall progress percentage, and data bar visualizations
- Misc goal row for general or unallocated savings — nothing falls through the cracks
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What's Inside
Five tabs for complete savings goal management. All formulas unlocked and visible. Zero macros — works in Excel, Google Sheets, and LibreOffice.
- Dashboard — total target, total saved, total remaining, overall progress percentage, savings by goal table with data bars
- Goals Overview — 25 goals with name, category, target, current, remaining, percent complete, target date, monthly contribution needed, and status
- Transaction Log — date, goal dropdown, description, deposit, withdrawal, and running balance per goal
- Sinking Funds — 12 recurring funds with purpose, target, monthly allocation, current balance, next due date, and status
- Instructions — step-by-step guide, difference between savings goals and sinking funds, color coding guide
Who Is This For?
Built for anyone saving for multiple goals at once — emergency funds, vacations, car replacements, home down payments, and recurring expenses. If you have more than three savings targets, this tracker keeps them all in one place.
✓ All formulas unlocked and visible. Zero macros. Compatible with Excel 2016+, Google Sheets, and LibreOffice Calc.
Q: How do I track multiple savings goals in one spreadsheet?
A: Enter each goal on the Goals Overview tab with its target and date. Log deposits and withdrawals on the Transaction Log with the goal name selected from a dropdown. The dashboard auto-calculates progress for every goal.
If your tool doesn't work as described, we'll fix it or replace it free.
What This Tool Does NOT Do
- It does not sync with your bank or credit card accounts — all entry is manual
- It does not project future savings based on historical patterns
- It does not calculate compound interest or investment returns
- It does not work in Excel versions older than 2016